Privacy Policy

Privacy Policy

Introduction

Welcome to https://collision-vs-comprehensive-auto-insurance.storysurge.net (hereafter referred to as “Collision vs. Comprehensive Auto Insurance,” “we,” or “our”). We are dedicated to protecting your privacy and ensuring the security of your personal information. This Privacy Policy details our practices regarding the collection, handling, and disclosure of data in compliance with various global privacy laws, including but not limited to:

  • Canada’s Personal Information Protection and Electronic Documents Act (PIPEDA)
  • Quebec Law 25 on the protection of personal information in the private sector
  • The General Data Protection Regulation (GDPR) of the European Union
  • Brazil’s Lei Geral de Proteção de Dados (LGPD)
  • California Consumer Privacy Act (CCPA/CPRA), California, USA
  • Colorado Privacy Act (CPA), Colorado, USA
  • Utah Consumer Sales Practice Act (UCPA), Utah, USA
  • Connecticut Consumer Data Protection Act (CTDPA), Connecticut, USA
  • Virginia Consumer Data Protection Act (VCDPA), Virginia, USA
  • South Africa’s Protection of Personal Information Act (POPIA)

Scope

This Privacy Policy applies to all aspects of our online presence, including but not limited to:

Please note that this policy does not cover third-party websites, apps, or services accessed through links on our platform. These entities have their own privacy policies, and we encourage you to review them before providing any personal data.

Processing Activities

This Policy outlines our practices when:

  • You use our applications, access our website, or engage with our online services as an authorized user.
  • You visit our websites linked to this Privacy Statement.
  • We communicate with you via email, phone calls, text messages, or other channels, including newsletters and promotional content.

Personal Data Collection

We collect various types of personal information, which can include:

  • Account Information: Details related to your user account creation, such as usernames, passwords (hashed and salted), and profile data.
  • Payment Information: Credit card numbers, payment history, billing addresses, and other financial data required for processing transactions.
  • Financial Information: Data related to your insurance policies, claims history, and financial dealings with our company.
  • Purchase Information: Items you have bought from us, including dates of purchase, quantities, and product details.
  • Mobile Device Identifiers: Unique device identifiers, IP addresses, mobile network information, and browser types for device recognition and analytics.
  • Location Data: Geolocation data provided by your browser or device when using our location-based services or when sending us location-tagged content.
  • Feedback: Comments, reviews, and ratings you provide to improve our products and services.
  • Social Media Information: Data from social media platforms when you interact with our content or use our social media sharing features.
  • Product Information: Preferences, product interactions, and feedback to personalize your user experience.

We gather this data through direct user input, website analytics tools, and automated technologies within our applications. Third parties may also share personal data with us for specific purposes, respecting their privacy policies.

Cookies

We use cookies to enhance your browsing experience and for analytical purposes:

  • Strictly Necessary Cookies: These ensure basic functionalities of our website, such as secure login and navigation.
  • Preference Cookies: Remembering user preferences for a personalized experience.
  • Analytics Cookies: Tracking aggregated data to understand how visitors interact with our site, improving its performance and content.

Users can manage their cookie choices through our Cookie Manager, allowing them to control non-essential cookies.

Retention and Deletion

We retain personal data only for as long as necessary or as required by law. The specific retention periods vary based on the type of data and the purposes for which it was collected. Once the data is no longer needed or retains beyond the required period, we securely delete or anonymize it.

Your Rights

Depending on your location, you are entitled to certain rights regarding your personal data:

  • Access: Retrieve and review the personal data we hold about you.
  • Rectification: Request corrections if your data is inaccurate or incomplete.
  • Erasure (Right to be Forgotten): Ask for the deletion of your data when it is no longer necessary or consent is withdrawn.
  • Restriction: Limit the use of your data under certain circumstances.
  • Portability: Receive a copy of your personal data in a structured, commonly used format and transfer it to another controller.
  • Objection: Object to the processing of your data for specific purposes.
  • Non-Discrimination: Be free from decisions based solely on automated processing.

To exercise these rights or have any data-related inquiries, please contact our Data Privacy Team at your earliest convenience.

Changes to Policy

We reserve the right to update this Privacy Policy at any time to reflect changes in our practices or legal requirements. Any modifications will be posted on our website, and we encourage you to review it periodically for updates.

Contact Information

For any privacy-related inquiries, requests for data access or correction, or unsubscribe requests, please contact us:

Email: [email protected]

Mail: [Our Physical Address]

We appreciate your trust in our company, and we are committed to protecting your privacy throughout your interaction with Collision vs. Comprehensive Auto Insurance.